Borrowing in Guérin, Quebec

Guérin, Quebec, recorded a population of 333 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Guérin

333 people were counted in Guérin in the 2021 Census. Statistics Canada lists 188.5 square kilometres of land for the community.

Dividing population by land area gives 1.8 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Guérin sits at rank 1042 by population.

The place record for Guérin covers 188.5 square kilometres and 333 residents, a density of 1.8 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

For Guérin, the two census fields above are the only local statistics used anywhere on the page.

At 333 residents in the 2021 Census, Guérin is listed alongside the other covered places in Quebec.

Where a figure for Guérin could not be verified, the page names the publisher instead of printing a number.

Guérin ranks 1042 by 2021 Census population among the covered places in Quebec.

The land area recorded for Guérin is 188.5 square kilometres, and the population is 333 residents in the 2021 Census.

Nothing on the Guérin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Guérin page follows the same structure as every other place page, with population, land area, density and rank.

Guérin appears in the census record with 333 residents, and the density of 1.8 people per square kilometre follows from it.

Readers comparing Guérin with another community can use the same four census fields.

Guérin sits at rank 1042 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Guérin is one of 1150 covered Quebec places, counted at 333 residents with a land area of 188.5 square kilometres.

The density figure for Guérin, 1.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.