Borrowing in Hampden, Quebec

With 193 residents counted in the 2021 Census, Hampden sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Hampden

Population for Hampden stands at 193 in the 2021 Census. The community covers 111.7 square kilometres of land.

Dividing population by land area gives 1.7 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 1118 in the province.

The place record for Hampden covers 111.7 square kilometres and 193 residents, a density of 1.7 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

At 193 residents in the 2021 Census, Hampden is listed alongside the other covered places in Quebec.

The density figure for Hampden, 1.7 people per square kilometre, is calculated from the population and land area above.

Nothing on the Hampden page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Hampden could not be verified, the page names the publisher instead of printing a number.

For Hampden, the two census fields above are the only local statistics used anywhere on the page.

Hampden ranks 1118 by 2021 Census population among the covered places in Quebec.

Hampden sits at rank 1118 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Hampden is 111.7 square kilometres, and the population is 193 residents in the 2021 Census.

Hampden appears in the census record with 193 residents, and the density of 1.7 people per square kilometre follows from it.

Hampden is one of 1150 covered Quebec places, counted at 193 residents with a land area of 111.7 square kilometres.

Readers comparing Hampden with another community can use the same four census fields.

The Hampden page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.