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Borrowing in Irlande, Quebec

Irlande, Quebec: 897 residents in the 2021 Census, 109.8 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 897
Land area 109.8 km²
Provincial regulator See the FCAC list

Irlande, Quebec, recorded a population of 897 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Irlande

Irlande recorded a population of 897 in Statistics Canada's 2021 Census of Population. Its land area is 109.8 square kilometres.

That gives a density of 8.2 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 710 within this data set.

Irlande sits at rank 710 among the 1150 Quebec places here, with 897 residents in the 2021 Census.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Irlande appears in the census record with 897 residents, and the density of 8.2 people per square kilometre follows from it.

The density figure for Irlande, 8.2 people per square kilometre, is calculated from the population and land area above.

At 897 residents in the 2021 Census, Irlande is listed alongside the other covered places in Quebec.

The Irlande page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Irlande could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Irlande is 109.8 square kilometres, and the population is 897 residents in the 2021 Census.

Irlande sits at rank 710 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Irlande page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Irlande, the two census fields above are the only local statistics used anywhere on the page.

Irlande ranks 710 by 2021 Census population among the covered places in Quebec.

Readers comparing Irlande with another community can use the same four census fields.

Irlande is one of 1150 covered Quebec places, counted at 897 residents with a land area of 109.8 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Irlande

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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