Borrowing in Joliette, Quebec

Joliette, Quebec, recorded a population of 21,384 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

The census figures for Joliette

Statistics Canada's 2021 Census gives Joliette a population of 21,384. 23.0 square kilometres of land are attributed to Joliette.

That gives a density of 931.4 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Joliette sits at rank 53 by population.

Joliette therefore appears at rank 53 of 1150 covered Quebec places, with a density of 931.4 people per square kilometre.

Joliette ranks 53 by 2021 Census population among the covered places in Quebec.

Readers comparing Joliette with another community can use the same four census fields.

The Joliette page follows the same structure as every other place page, with population, land area, density and rank.

For Joliette, the two census fields above are the only local statistics used anywhere on the page.

At 21,384 residents in the 2021 Census, Joliette is listed alongside the other covered places in Quebec.

Where a figure for Joliette could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Joliette is 23.0 square kilometres, and the population is 21,384 residents in the 2021 Census.

Joliette appears in the census record with 21,384 residents, and the density of 931.4 people per square kilometre follows from it.

The density figure for Joliette, 931.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Joliette page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Joliette is one of 1150 covered Quebec places, counted at 21,384 residents with a land area of 23.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.