Borrowing in Kingsbury, Quebec

This page covers borrowing in Kingsbury, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Kingsbury

142 people were counted in Kingsbury in the 2021 Census. The community covers 6.1 square kilometres of land.

Dividing population by land area gives 23.2 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Kingsbury sits at rank 1141 by population.

The place record for Kingsbury covers 6.1 square kilometres and 142 residents, a density of 23.2 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A credit file is compiled by private agencies from information lenders and other creditors report. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Readers comparing Kingsbury with another community can use the same four census fields.

Kingsbury is one of 1150 covered Quebec places, counted at 142 residents with a land area of 6.1 square kilometres.

Kingsbury ranks 1141 by 2021 Census population among the covered places in Quebec.

Kingsbury appears in the census record with 142 residents, and the density of 23.2 people per square kilometre follows from it.

The density figure for Kingsbury, 23.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Kingsbury page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Kingsbury, the two census fields above are the only local statistics used anywhere on the page.

At 142 residents in the 2021 Census, Kingsbury is listed alongside the other covered places in Quebec.

The Kingsbury page follows the same structure as every other place page, with population, land area, density and rank.

Kingsbury sits at rank 1141 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.