Borrowing in Kingsey Falls, Quebec

A loan taken out in Kingsey Falls is governed by Quebec's licensing rules, and the 2021 Census counted 1,986 people in the community.

The census figures for Kingsey Falls

Population for Kingsey Falls stands at 1,986 in the 2021 Census. 69.4 square kilometres of land are attributed to Kingsey Falls.

Dividing population by land area gives 28.6 residents per square kilometre, rounded to one decimal place.

The community is the 409th largest place in the province within this census set.

Within Quebec, Kingsey Falls is place number 409 by population in this census set, at 1,986 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The density figure for Kingsey Falls, 28.6 people per square kilometre, is calculated from the population and land area above.

Kingsey Falls sits at rank 409 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Kingsey Falls ranks 409 by 2021 Census population among the covered places in Quebec.

Where a figure for Kingsey Falls could not be verified, the page names the publisher instead of printing a number.

Readers comparing Kingsey Falls with another community can use the same four census fields.

The land area recorded for Kingsey Falls is 69.4 square kilometres, and the population is 1,986 residents in the 2021 Census.

At 1,986 residents in the 2021 Census, Kingsey Falls is listed alongside the other covered places in Quebec.

Nothing on the Kingsey Falls page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kingsey Falls is one of 1150 covered Quebec places, counted at 1,986 residents with a land area of 69.4 square kilometres.

Kingsey Falls appears in the census record with 1,986 residents, and the density of 28.6 people per square kilometre follows from it.

The Kingsey Falls page follows the same structure as every other place page, with population, land area, density and rank.

For Kingsey Falls, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.