Borrowing in Kinnear's Mills, Quebec

Kinnear's Mills, Quebec, recorded a population of 397 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Kinnear's Mills

397 people were counted in Kinnear's Mills in the 2021 Census. Statistics Canada lists 93.7 square kilometres of land for the community.

The calculated density is 4.2 people per square kilometre.

Among covered Quebec places, Kinnear's Mills sits at rank 993 by population.

Within Quebec, Kinnear's Mills is place number 993 by population in this census set, at 397 residents.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Kinnear's Mills sits at rank 993 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Kinnear's Mills page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Kinnear's Mills with another community can use the same four census fields.

The density figure for Kinnear's Mills, 4.2 people per square kilometre, is calculated from the population and land area above.

Kinnear's Mills is one of 1150 covered Quebec places, counted at 397 residents with a land area of 93.7 square kilometres.

At 397 residents in the 2021 Census, Kinnear's Mills is listed alongside the other covered places in Quebec.

Kinnear's Mills ranks 993 by 2021 Census population among the covered places in Quebec.

Kinnear's Mills appears in the census record with 397 residents, and the density of 4.2 people per square kilometre follows from it.

Where a figure for Kinnear's Mills could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Kinnear's Mills is 93.7 square kilometres, and the population is 397 residents in the 2021 Census.

For Kinnear's Mills, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Kinnear's Mills page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.