Borrowing in L'Ange-Gardien, Quebec

A loan taken out in L'Ange-Gardien is governed by Quebec's licensing rules, and the 2021 Census counted 6,102 people in the community.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The census figures for L'Ange-Gardien

6,102 people were counted in L'Ange-Gardien in the 2021 Census. Land area for L'Ange-Gardien is 216.1 square kilometres in the same census.

On those two figures, density is 28.2 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, L'Ange-Gardien sits at rank 163 by population.

The place record for L'Ange-Gardien covers 216.1 square kilometres and 6,102 residents, a density of 28.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The density figure for L'Ange-Gardien, 28.2 people per square kilometre, is calculated from the population and land area above.

The L'Ange-Gardien page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the L'Ange-Gardien page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing L'Ange-Gardien with another community can use the same four census fields.

L'Ange-Gardien is one of 1150 covered Quebec places, counted at 6,102 residents with a land area of 216.1 square kilometres.

For L'Ange-Gardien, the two census fields above are the only local statistics used anywhere on the page.

L'Ange-Gardien appears in the census record with 6,102 residents, and the density of 28.2 people per square kilometre follows from it.

At 6,102 residents in the 2021 Census, L'Ange-Gardien is listed alongside the other covered places in Quebec.

L'Ange-Gardien ranks 163 by 2021 Census population among the covered places in Quebec.

The land area recorded for L'Ange-Gardien is 216.1 square kilometres, and the population is 6,102 residents in the 2021 Census.

L'Ange-Gardien sits at rank 163 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for L'Ange-Gardien could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.