Borrowing in L'Ascension-de-Notre-Seigneur, Quebec

L'Ascension-de-Notre-Seigneur is one of the Quebec communities covered here, with a 2021 Census population of 2,079, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for L'Ascension-de-Notre-Seigneur

Population for L'Ascension-de-Notre-Seigneur stands at 2,079 in the 2021 Census. The community covers 130.8 square kilometres of land.

Dividing population by land area gives 15.9 residents per square kilometre, rounded to one decimal place.

The community is the 394th largest place in the province within this census set.

L'Ascension-de-Notre-Seigneur therefore appears at rank 394 of 1150 covered Quebec places, with a density of 15.9 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

L'Ascension-de-Notre-Seigneur is one of 1150 covered Quebec places, counted at 2,079 residents with a land area of 130.8 square kilometres.

At 2,079 residents in the 2021 Census, L'Ascension-de-Notre-Seigneur is listed alongside the other covered places in Quebec.

For L'Ascension-de-Notre-Seigneur, the two census fields above are the only local statistics used anywhere on the page.

The density figure for L'Ascension-de-Notre-Seigneur, 15.9 people per square kilometre, is calculated from the population and land area above.

Readers comparing L'Ascension-de-Notre-Seigneur with another community can use the same four census fields.

Nothing on the L'Ascension-de-Notre-Seigneur page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

L'Ascension-de-Notre-Seigneur sits at rank 394 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

L'Ascension-de-Notre-Seigneur ranks 394 by 2021 Census population among the covered places in Quebec.

Where a figure for L'Ascension-de-Notre-Seigneur could not be verified, the page names the publisher instead of printing a number.

The land area recorded for L'Ascension-de-Notre-Seigneur is 130.8 square kilometres, and the population is 2,079 residents in the 2021 Census.

L'Ascension-de-Notre-Seigneur appears in the census record with 2,079 residents, and the density of 15.9 people per square kilometre follows from it.

The L'Ascension-de-Notre-Seigneur page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.