Borrowing in La Reine, Quebec

With 307 residents counted in the 2021 Census, La Reine sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for La Reine

Statistics Canada's 2021 Census gives La Reine a population of 307. Its land area is 97.6 square kilometres.

Dividing population by land area gives 3.1 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 1054 in the province.

La Reine therefore appears at rank 1054 of 1150 covered Quebec places, with a density of 3.1 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The La Reine page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the La Reine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 307 residents in the 2021 Census, La Reine is listed alongside the other covered places in Quebec.

Readers comparing La Reine with another community can use the same four census fields.

For La Reine, the two census fields above are the only local statistics used anywhere on the page.

La Reine is one of 1150 covered Quebec places, counted at 307 residents with a land area of 97.6 square kilometres.

The density figure for La Reine, 3.1 people per square kilometre, is calculated from the population and land area above.

La Reine appears in the census record with 307 residents, and the density of 3.1 people per square kilometre follows from it.

The land area recorded for La Reine is 97.6 square kilometres, and the population is 307 residents in the 2021 Census.

La Reine sits at rank 1054 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

La Reine ranks 1054 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.