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Borrowing in La Sarre, Quebec

Population 7,358, land area 148.4 square kilometres: the census facts for La Sarre, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 7,358
Land area 148.4 km²
Provincial regulator See the FCAC list

With 7,358 residents counted in the 2021 Census, La Sarre sits inside Quebec's provincial lending framework.

The census figures for La Sarre

Statistics Canada's 2021 Census gives La Sarre a population of 7,358. The census records a land area of 148.4 square kilometres for La Sarre.

Dividing population by land area gives 49.6 residents per square kilometre, rounded to one decimal place.

By population it ranks 138 among the Quebec places covered here.

La Sarre sits at rank 138 among the 1150 Quebec places here, with 7,358 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Nothing on the La Sarre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for La Sarre could not be verified, the page names the publisher instead of printing a number.

La Sarre is one of 1150 covered Quebec places, counted at 7,358 residents with a land area of 148.4 square kilometres.

The land area recorded for La Sarre is 148.4 square kilometres, and the population is 7,358 residents in the 2021 Census.

The La Sarre page follows the same structure as every other place page, with population, land area, density and rank.

La Sarre sits at rank 138 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 7,358 residents in the 2021 Census, La Sarre is listed alongside the other covered places in Quebec.

Readers comparing La Sarre with another community can use the same four census fields.

La Sarre ranks 138 by 2021 Census population among the covered places in Quebec.

The density figure for La Sarre, 49.6 people per square kilometre, is calculated from the population and land area above.

For La Sarre, the two census fields above are the only local statistics used anywhere on the page.

La Sarre appears in the census record with 7,358 residents, and the density of 49.6 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in La Sarre

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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