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Borrowing in Lac-aux-Sables, Quebec

Population 1,380, land area 269.7 square kilometres: the census facts for Lac-aux-Sables, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,380
Land area 269.7 km²
Provincial regulator See the FCAC list

Lac-aux-Sables is one of the Quebec places covered here, with 1,380 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Lac-aux-Sables

The 2021 Census counted 1,380 residents in Lac-aux-Sables. Statistics Canada lists 269.7 square kilometres of land for the community.

The calculated density is 5.1 people per square kilometre.

The 2021 Census population places it at rank 537 in the province.

Lac-aux-Sables sits at rank 537 among the 1150 Quebec places here, with 1,380 residents in the 2021 Census.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Nothing on the Lac-aux-Sables page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Lac-aux-Sables is one of 1150 covered Quebec places, counted at 1,380 residents with a land area of 269.7 square kilometres.

The land area recorded for Lac-aux-Sables is 269.7 square kilometres, and the population is 1,380 residents in the 2021 Census.

Lac-aux-Sables sits at rank 537 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Lac-aux-Sables page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Lac-aux-Sables, 5.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Lac-aux-Sables with another community can use the same four census fields.

Where a figure for Lac-aux-Sables could not be verified, the page names the publisher instead of printing a number.

For Lac-aux-Sables, the two census fields above are the only local statistics used anywhere on the page.

Lac-aux-Sables appears in the census record with 1,380 residents, and the density of 5.1 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Lac-aux-Sables

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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