Borrowing in Lac-Beauport, Quebec

This page covers borrowing in Lac-Beauport, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Lac-Beauport

Population for Lac-Beauport stands at 8,164 in the 2021 Census. Statistics Canada lists 61.7 square kilometres of land for the community.

That gives a density of 132.3 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Lac-Beauport sits at rank 128 by population.

Lac-Beauport therefore appears at rank 128 of 1150 covered Quebec places, with a density of 132.3 people per square kilometre.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Nothing on the Lac-Beauport page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Lac-Beauport, the two census fields above are the only local statistics used anywhere on the page.

Lac-Beauport is one of 1150 covered Quebec places, counted at 8,164 residents with a land area of 61.7 square kilometres.

Where a figure for Lac-Beauport could not be verified, the page names the publisher instead of printing a number.

At 8,164 residents in the 2021 Census, Lac-Beauport is listed alongside the other covered places in Quebec.

Lac-Beauport sits at rank 128 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Lac-Beauport ranks 128 by 2021 Census population among the covered places in Quebec.

The density figure for Lac-Beauport, 132.3 people per square kilometre, is calculated from the population and land area above.

Lac-Beauport appears in the census record with 8,164 residents, and the density of 132.3 people per square kilometre follows from it.

The land area recorded for Lac-Beauport is 61.7 square kilometres, and the population is 8,164 residents in the 2021 Census.

The Lac-Beauport page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Lac-Beauport with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.