Borrowing in Lacolle, Quebec

Lacolle, Quebec, recorded a population of 2,708 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Lacolle

The 2021 Census counted 2,708 residents in Lacolle. The community covers 49.4 square kilometres of land.

Dividing population by land area gives 54.8 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 309 within this data set.

The place record for Lacolle covers 49.4 square kilometres and 2,708 residents, a density of 54.8 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

At 2,708 residents in the 2021 Census, Lacolle is listed alongside the other covered places in Quebec.

The density figure for Lacolle, 54.8 people per square kilometre, is calculated from the population and land area above.

Lacolle sits at rank 309 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Lacolle, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Lacolle page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Lacolle appears in the census record with 2,708 residents, and the density of 54.8 people per square kilometre follows from it.

Where a figure for Lacolle could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Lacolle is 49.4 square kilometres, and the population is 2,708 residents in the 2021 Census.

Lacolle is one of 1150 covered Quebec places, counted at 2,708 residents with a land area of 49.4 square kilometres.

The Lacolle page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Lacolle with another community can use the same four census fields.

Lacolle ranks 309 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.