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Borrowing in Latulipe-et-Gaboury, Quebec

Borrowing in Latulipe-et-Gaboury is licensed by Quebec, and the 2021 Census counted 320 people across 270.1 square kilometres.

Province Quebec (QC)
Population, 2021 Census 320
Land area 270.1 km²
Provincial regulator See the FCAC list

Latulipe-et-Gaboury, Quebec, recorded a population of 320 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Latulipe-et-Gaboury

Latulipe-et-Gaboury recorded a population of 320 in Statistics Canada's 2021 Census of Population. The census records a land area of 270.1 square kilometres for Latulipe-et-Gaboury.

Dividing population by land area gives 1.2 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Latulipe-et-Gaboury sits at rank 1047 by population.

Compared with the other 1150 covered Quebec places, Latulipe-et-Gaboury ranks 1047 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Latulipe-et-Gaboury page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Latulipe-et-Gaboury, 1.2 people per square kilometre, is calculated from the population and land area above.

Where a figure for Latulipe-et-Gaboury could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Latulipe-et-Gaboury is 270.1 square kilometres, and the population is 320 residents in the 2021 Census.

At 320 residents in the 2021 Census, Latulipe-et-Gaboury is listed alongside the other covered places in Quebec.

Latulipe-et-Gaboury ranks 1047 by 2021 Census population among the covered places in Quebec.

Latulipe-et-Gaboury is one of 1150 covered Quebec places, counted at 320 residents with a land area of 270.1 square kilometres.

Readers comparing Latulipe-et-Gaboury with another community can use the same four census fields.

Latulipe-et-Gaboury appears in the census record with 320 residents, and the density of 1.2 people per square kilometre follows from it.

Latulipe-et-Gaboury sits at rank 1047 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Latulipe-et-Gaboury, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Latulipe-et-Gaboury

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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