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Borrowing in Laurierville, Quebec

Population 1,313, land area 107.9 square kilometres: the census facts for Laurierville, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,313
Land area 107.9 km²
Provincial regulator See the FCAC list

A loan taken out in Laurierville is governed by Quebec's licensing rules, and the 2021 Census counted 1,313 people in the community.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Laurierville

1,313 people were counted in Laurierville in the 2021 Census. Land area for Laurierville is 107.9 square kilometres in the same census.

Population divided by land area produces a density of 12.2 people per square kilometre.

Among covered Quebec places, Laurierville sits at rank 558 by population.

Compared with the other 1150 covered Quebec places, Laurierville ranks 558 by population.

At 1,313 residents in the 2021 Census, Laurierville is listed alongside the other covered places in Quebec.

Laurierville is one of 1150 covered Quebec places, counted at 1,313 residents with a land area of 107.9 square kilometres.

The land area recorded for Laurierville is 107.9 square kilometres, and the population is 1,313 residents in the 2021 Census.

Readers comparing Laurierville with another community can use the same four census fields.

The Laurierville page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Laurierville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Laurierville sits at rank 558 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Laurierville, the two census fields above are the only local statistics used anywhere on the page.

Laurierville ranks 558 by 2021 Census population among the covered places in Quebec.

Laurierville appears in the census record with 1,313 residents, and the density of 12.2 people per square kilometre follows from it.

Where a figure for Laurierville could not be verified, the page names the publisher instead of printing a number.

The density figure for Laurierville, 12.2 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Laurierville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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