Borrowing in Leclercville, Quebec

With 491 residents counted in the 2021 Census, Leclercville sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Leclercville

In the 2021 Census, Leclercville had 491 residents. Its land area is 136.6 square kilometres.

The calculated density is 3.6 people per square kilometre.

Among covered Quebec places, Leclercville sits at rank 928 by population.

Leclercville therefore appears at rank 928 of 1150 covered Quebec places, with a density of 3.6 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A mortgage is registered against the property, which is what gives the lender its claim.

Leclercville ranks 928 by 2021 Census population among the covered places in Quebec.

The Leclercville page follows the same structure as every other place page, with population, land area, density and rank.

Leclercville is one of 1150 covered Quebec places, counted at 491 residents with a land area of 136.6 square kilometres.

The density figure for Leclercville, 3.6 people per square kilometre, is calculated from the population and land area above.

Leclercville sits at rank 928 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Leclercville, the two census fields above are the only local statistics used anywhere on the page.

Leclercville appears in the census record with 491 residents, and the density of 3.6 people per square kilometre follows from it.

Where a figure for Leclercville could not be verified, the page names the publisher instead of printing a number.

Readers comparing Leclercville with another community can use the same four census fields.

At 491 residents in the 2021 Census, Leclercville is listed alongside the other covered places in Quebec.

The land area recorded for Leclercville is 136.6 square kilometres, and the population is 491 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.