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Borrowing in Longue-Pointe-de-Mingan, Quebec

Longue-Pointe-de-Mingan is one of the Quebec communities covered here, with 408 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 408
Land area 370.0 km²
Provincial regulator See the FCAC list

Longue-Pointe-de-Mingan, Quebec, recorded a population of 408 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Longue-Pointe-de-Mingan

408 people were counted in Longue-Pointe-de-Mingan in the 2021 Census. Statistics Canada lists 370.0 square kilometres of land for the community.

That gives a density of 1.1 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Longue-Pointe-de-Mingan sits at rank 988 by population.

Compared with the other 1150 covered Quebec places, Longue-Pointe-de-Mingan ranks 988 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Joint applications combine two incomes and two sets of obligations in the same assessment.

The land area recorded for Longue-Pointe-de-Mingan is 370.0 square kilometres, and the population is 408 residents in the 2021 Census.

Longue-Pointe-de-Mingan is one of 1150 covered Quebec places, counted at 408 residents with a land area of 370.0 square kilometres.

Readers comparing Longue-Pointe-de-Mingan with another community can use the same four census fields.

Nothing on the Longue-Pointe-de-Mingan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Longue-Pointe-de-Mingan page follows the same structure as every other place page, with population, land area, density and rank.

For Longue-Pointe-de-Mingan, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Longue-Pointe-de-Mingan, 1.1 people per square kilometre, is calculated from the population and land area above.

Longue-Pointe-de-Mingan sits at rank 988 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 408 residents in the 2021 Census, Longue-Pointe-de-Mingan is listed alongside the other covered places in Quebec.

Longue-Pointe-de-Mingan ranks 988 by 2021 Census population among the covered places in Quebec.

Longue-Pointe-de-Mingan appears in the census record with 408 residents, and the density of 1.1 people per square kilometre follows from it.

Where a figure for Longue-Pointe-de-Mingan could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Longue-Pointe-de-Mingan

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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