Borrowing in Maniwaki, Quebec

A loan taken out in Maniwaki is governed by Quebec's licensing rules, and the 2021 Census counted 3,757 people in the community.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The census figures for Maniwaki

In the 2021 Census, Maniwaki had 3,757 residents. The community covers 5.7 square kilometres of land.

The arithmetic gives 662.6 people per square kilometre.

The community is the 230th largest place in the province within this census set.

Maniwaki sits at rank 230 among the 1150 Quebec places here, with 3,757 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Maniwaki sits at rank 230 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Maniwaki could not be verified, the page names the publisher instead of printing a number.

For Maniwaki, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Maniwaki page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Maniwaki with another community can use the same four census fields.

At 3,757 residents in the 2021 Census, Maniwaki is listed alongside the other covered places in Quebec.

Maniwaki is one of 1150 covered Quebec places, counted at 3,757 residents with a land area of 5.7 square kilometres.

The density figure for Maniwaki, 662.6 people per square kilometre, is calculated from the population and land area above.

Maniwaki appears in the census record with 3,757 residents, and the density of 662.6 people per square kilometre follows from it.

The land area recorded for Maniwaki is 5.7 square kilometres, and the population is 3,757 residents in the 2021 Census.

The Maniwaki page follows the same structure as every other place page, with population, land area, density and rank.

Maniwaki ranks 230 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.