Borrowing in Mansfield-et-Pontefract, Quebec

Mansfield-et-Pontefract, Quebec, recorded a population of 2,250 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The census figures for Mansfield-et-Pontefract

Statistics Canada's 2021 Census gives Mansfield-et-Pontefract a population of 2,250. The community covers 466.6 square kilometres of land.

On those two figures, density is 4.8 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 371 in the province.

Within Quebec, Mansfield-et-Pontefract is place number 371 by population in this census set, at 2,250 residents.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Mansfield-et-Pontefract ranks 371 by 2021 Census population among the covered places in Quebec.

Where a figure for Mansfield-et-Pontefract could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Mansfield-et-Pontefract is 466.6 square kilometres, and the population is 2,250 residents in the 2021 Census.

The Mansfield-et-Pontefract page follows the same structure as every other place page, with population, land area, density and rank.

Mansfield-et-Pontefract appears in the census record with 2,250 residents, and the density of 4.8 people per square kilometre follows from it.

Readers comparing Mansfield-et-Pontefract with another community can use the same four census fields.

Mansfield-et-Pontefract sits at rank 371 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 2,250 residents in the 2021 Census, Mansfield-et-Pontefract is listed alongside the other covered places in Quebec.

Mansfield-et-Pontefract is one of 1150 covered Quebec places, counted at 2,250 residents with a land area of 466.6 square kilometres.

Nothing on the Mansfield-et-Pontefract page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Mansfield-et-Pontefract, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.