Borrowing in Métis-sur-Mer, Quebec

With 594 residents counted in the 2021 Census, Métis-sur-Mer sits inside Quebec's provincial lending framework.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A mortgage is registered against the property, which is what gives the lender its claim.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Métis-sur-Mer

The 2021 Census counted 594 residents in Métis-sur-Mer. Land area for Métis-sur-Mer is 48.2 square kilometres in the same census.

Dividing population by land area gives 12.3 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 864 within this data set.

The place record for Métis-sur-Mer covers 48.2 square kilometres and 594 residents, a density of 12.3 people per square kilometre.

Métis-sur-Mer ranks 864 by 2021 Census population among the covered places in Quebec.

The land area recorded for Métis-sur-Mer is 48.2 square kilometres, and the population is 594 residents in the 2021 Census.

Métis-sur-Mer sits at rank 864 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Métis-sur-Mer could not be verified, the page names the publisher instead of printing a number.

Métis-sur-Mer is one of 1150 covered Quebec places, counted at 594 residents with a land area of 48.2 square kilometres.

Nothing on the Métis-sur-Mer page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 594 residents in the 2021 Census, Métis-sur-Mer is listed alongside the other covered places in Quebec.

For Métis-sur-Mer, the two census fields above are the only local statistics used anywhere on the page.

The Métis-sur-Mer page follows the same structure as every other place page, with population, land area, density and rank.

Métis-sur-Mer appears in the census record with 594 residents, and the density of 12.3 people per square kilometre follows from it.

The density figure for Métis-sur-Mer, 12.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Métis-sur-Mer with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.