Borrowing in Mille-Isles, Quebec

Mille-Isles is one of the Quebec communities covered here, with a 2021 Census population of 1,721, and borrowing there is licensed under Quebec's consumer credit rules.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Mille-Isles

Mille-Isles recorded a population of 1,721 in Statistics Canada's 2021 Census of Population. The census records a land area of 58.7 square kilometres for Mille-Isles.

That gives a density of 29.3 people per square kilometre, rounded to one decimal place.

By population it ranks 462 among the Quebec places covered here.

Mille-Isles therefore appears at rank 462 of 1150 covered Quebec places, with a density of 29.3 people per square kilometre.

The land area recorded for Mille-Isles is 58.7 square kilometres, and the population is 1,721 residents in the 2021 Census.

Mille-Isles is one of 1150 covered Quebec places, counted at 1,721 residents with a land area of 58.7 square kilometres.

Mille-Isles sits at rank 462 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Mille-Isles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,721 residents in the 2021 Census, Mille-Isles is listed alongside the other covered places in Quebec.

The density figure for Mille-Isles, 29.3 people per square kilometre, is calculated from the population and land area above.

The Mille-Isles page follows the same structure as every other place page, with population, land area, density and rank.

For Mille-Isles, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Mille-Isles could not be verified, the page names the publisher instead of printing a number.

Readers comparing Mille-Isles with another community can use the same four census fields.

Mille-Isles ranks 462 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.