Borrowing in Moffet, Quebec

This page covers borrowing in Moffet, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Moffet

206 people were counted in Moffet in the 2021 Census. Statistics Canada lists 340.3 square kilometres of land for the community.

Population divided by land area produces a density of 0.6 people per square kilometre.

The community is the 1114th largest place in the province within this census set.

Within Quebec, Moffet is place number 1114 by population in this census set, at 206 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Where a figure for Moffet could not be verified, the page names the publisher instead of printing a number.

Moffet is one of 1150 covered Quebec places, counted at 206 residents with a land area of 340.3 square kilometres.

Moffet ranks 1114 by 2021 Census population among the covered places in Quebec.

Nothing on the Moffet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Moffet, the two census fields above are the only local statistics used anywhere on the page.

At 206 residents in the 2021 Census, Moffet is listed alongside the other covered places in Quebec.

The density figure for Moffet, 0.6 people per square kilometre, is calculated from the population and land area above.

Moffet appears in the census record with 206 residents, and the density of 0.6 people per square kilometre follows from it.

Readers comparing Moffet with another community can use the same four census fields.

Moffet sits at rank 1114 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Moffet page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.