Borrowing in Napierville, Quebec

A loan taken out in Napierville is governed by Quebec's licensing rules, and the 2021 Census counted 4,020 people in the community.

The census figures for Napierville

The 2021 Census counted 4,020 residents in Napierville. 4.5 square kilometres of land are attributed to Napierville.

Population divided by land area produces a density of 893.3 people per square kilometre.

The 2021 Census population places it at rank 217 in the province.

The place record for Napierville covers 4.5 square kilometres and 4,020 residents, a density of 893.3 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Napierville sits at rank 217 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Napierville could not be verified, the page names the publisher instead of printing a number.

Napierville is one of 1150 covered Quebec places, counted at 4,020 residents with a land area of 4.5 square kilometres.

Napierville ranks 217 by 2021 Census population among the covered places in Quebec.

At 4,020 residents in the 2021 Census, Napierville is listed alongside the other covered places in Quebec.

For Napierville, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Napierville, 893.3 people per square kilometre, is calculated from the population and land area above.

Napierville appears in the census record with 4,020 residents, and the density of 893.3 people per square kilometre follows from it.

Nothing on the Napierville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Napierville page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Napierville with another community can use the same four census fields.

The land area recorded for Napierville is 4.5 square kilometres, and the population is 4,020 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.