Borrowing in Nédélec, Quebec

With 340 residents counted in the 2021 Census, Nédélec sits inside Quebec's provincial lending framework.

The census figures for Nédélec

The 2021 Census counted 340 residents in Nédélec. Land area for Nédélec is 371.5 square kilometres in the same census.

That gives a density of 0.9 people per square kilometre, rounded to one decimal place.

Nédélec ranks 1035 by population among the Quebec places on this site.

Within Quebec, Nédélec is place number 1035 by population in this census set, at 340 residents.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Readers comparing Nédélec with another community can use the same four census fields.

For Nédélec, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Nédélec, 0.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Nédélec page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Nédélec is one of 1150 covered Quebec places, counted at 340 residents with a land area of 371.5 square kilometres.

Where a figure for Nédélec could not be verified, the page names the publisher instead of printing a number.

The Nédélec page follows the same structure as every other place page, with population, land area, density and rank.

Nédélec ranks 1035 by 2021 Census population among the covered places in Quebec.

Nédélec appears in the census record with 340 residents, and the density of 0.9 people per square kilometre follows from it.

The land area recorded for Nédélec is 371.5 square kilometres, and the population is 340 residents in the 2021 Census.

Nédélec sits at rank 1035 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 340 residents in the 2021 Census, Nédélec is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.