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Borrowing in Notre-Dame-de-Lourdes, Quebec

Notre-Dame-de-Lourdes, Quebec: 787 residents in the 2021 Census, 81.4 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 787
Land area 81.4 km²
Provincial regulator See the FCAC list

This page covers borrowing in Notre-Dame-de-Lourdes, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Notre-Dame-de-Lourdes

Notre-Dame-de-Lourdes recorded a population of 787 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 81.4 square kilometres of land for the community.

On those two figures, density is 9.7 residents per square kilometre when rounded to one decimal place.

The community is the 762nd largest place in the province within this census set.

The place record for Notre-Dame-de-Lourdes covers 81.4 square kilometres and 787 residents, a density of 9.7 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A mortgage is registered against the property, which is what gives the lender its claim. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Readers comparing Notre-Dame-de-Lourdes with another community can use the same four census fields.

Notre-Dame-de-Lourdes appears in the census record with 787 residents, and the density of 9.7 people per square kilometre follows from it.

The land area recorded for Notre-Dame-de-Lourdes is 81.4 square kilometres, and the population is 787 residents in the 2021 Census.

At 787 residents in the 2021 Census, Notre-Dame-de-Lourdes is listed alongside the other covered places in Quebec.

Notre-Dame-de-Lourdes is one of 1150 covered Quebec places, counted at 787 residents with a land area of 81.4 square kilometres.

The Notre-Dame-de-Lourdes page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Notre-Dame-de-Lourdes, 9.7 people per square kilometre, is calculated from the population and land area above.

For Notre-Dame-de-Lourdes, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Notre-Dame-de-Lourdes page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Notre-Dame-de-Lourdes could not be verified, the page names the publisher instead of printing a number.

Notre-Dame-de-Lourdes ranks 762 by 2021 Census population among the covered places in Quebec.

Notre-Dame-de-Lourdes sits at rank 762 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-de-Lourdes

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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