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Borrowing in Notre-Dame-de-Lourdes, Quebec

Notre-Dame-de-Lourdes is one of the Quebec communities covered here, with 3,141 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 3,141
Land area 35.6 km²
Provincial regulator See the FCAC list

Notre-Dame-de-Lourdes is one of the Quebec communities covered here, with a 2021 Census population of 3,141, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Notre-Dame-de-Lourdes

In the 2021 Census, Notre-Dame-de-Lourdes had 3,141 residents. Its land area is 35.6 square kilometres.

Dividing population by land area gives 88.3 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Notre-Dame-de-Lourdes sits at rank 261 by population.

The place record for Notre-Dame-de-Lourdes covers 35.6 square kilometres and 3,141 residents, a density of 88.3 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

Notre-Dame-de-Lourdes sits at rank 261 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Notre-Dame-de-Lourdes with another community can use the same four census fields.

The Notre-Dame-de-Lourdes page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Notre-Dame-de-Lourdes is 35.6 square kilometres, and the population is 3,141 residents in the 2021 Census.

Where a figure for Notre-Dame-de-Lourdes could not be verified, the page names the publisher instead of printing a number.

The density figure for Notre-Dame-de-Lourdes, 88.3 people per square kilometre, is calculated from the population and land area above.

Notre-Dame-de-Lourdes appears in the census record with 3,141 residents, and the density of 88.3 people per square kilometre follows from it.

At 3,141 residents in the 2021 Census, Notre-Dame-de-Lourdes is listed alongside the other covered places in Quebec.

Notre-Dame-de-Lourdes is one of 1150 covered Quebec places, counted at 3,141 residents with a land area of 35.6 square kilometres.

Nothing on the Notre-Dame-de-Lourdes page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Notre-Dame-de-Lourdes, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-de-Lourdes

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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