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Borrowing in Notre-Dame-de-Montauban, Quebec

Notre-Dame-de-Montauban is one of the Quebec communities covered here, with 815 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 815
Land area 162.4 km²
Provincial regulator See the FCAC list

Notre-Dame-de-Montauban is one of the Quebec communities covered here, with a 2021 Census population of 815, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Notre-Dame-de-Montauban

Population for Notre-Dame-de-Montauban stands at 815 in the 2021 Census. Its land area is 162.4 square kilometres.

The arithmetic gives 5.0 people per square kilometre.

The community is the 747th largest place in the province within this census set.

Notre-Dame-de-Montauban is one of 1150 places listed for Quebec, ranked 747 by population and measured at 162.4 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Readers comparing Notre-Dame-de-Montauban with another community can use the same four census fields.

Where a figure for Notre-Dame-de-Montauban could not be verified, the page names the publisher instead of printing a number.

Notre-Dame-de-Montauban ranks 747 by 2021 Census population among the covered places in Quebec.

The land area recorded for Notre-Dame-de-Montauban is 162.4 square kilometres, and the population is 815 residents in the 2021 Census.

Nothing on the Notre-Dame-de-Montauban page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Notre-Dame-de-Montauban sits at rank 747 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Notre-Dame-de-Montauban page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Notre-Dame-de-Montauban, 5.0 people per square kilometre, is calculated from the population and land area above.

Notre-Dame-de-Montauban appears in the census record with 815 residents, and the density of 5.0 people per square kilometre follows from it.

Notre-Dame-de-Montauban is one of 1150 covered Quebec places, counted at 815 residents with a land area of 162.4 square kilometres.

For Notre-Dame-de-Montauban, the two census fields above are the only local statistics used anywhere on the page.

At 815 residents in the 2021 Census, Notre-Dame-de-Montauban is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-de-Montauban

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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