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Borrowing in Notre-Dame-des-Monts, Quebec

How borrowing works in Notre-Dame-des-Monts, Quebec, where the 2021 Census counted 789 residents.

Province Quebec (QC)
Population, 2021 Census 789
Land area 57.9 km²
Provincial regulator See the FCAC list

A loan taken out in Notre-Dame-des-Monts is governed by Quebec's licensing rules, and the 2021 Census counted 789 people in the community.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The census figures for Notre-Dame-des-Monts

The 2021 Census counted 789 residents in Notre-Dame-des-Monts. The community covers 57.9 square kilometres of land.

The arithmetic gives 13.6 people per square kilometre.

Notre-Dame-des-Monts ranks 761 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Notre-Dame-des-Monts ranks 761 by population.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The land area recorded for Notre-Dame-des-Monts is 57.9 square kilometres, and the population is 789 residents in the 2021 Census.

Notre-Dame-des-Monts is one of 1150 covered Quebec places, counted at 789 residents with a land area of 57.9 square kilometres.

Notre-Dame-des-Monts sits at rank 761 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Notre-Dame-des-Monts, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Notre-Dame-des-Monts with another community can use the same four census fields.

Notre-Dame-des-Monts ranks 761 by 2021 Census population among the covered places in Quebec.

At 789 residents in the 2021 Census, Notre-Dame-des-Monts is listed alongside the other covered places in Quebec.

Nothing on the Notre-Dame-des-Monts page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Notre-Dame-des-Monts page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Notre-Dame-des-Monts could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-des-Monts

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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