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Borrowing in Notre-Dame-des-Prairies, Quebec

Population 9,471, land area 18.1 square kilometres: the census facts for Notre-Dame-des-Prairies, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 9,471
Land area 18.1 km²
Provincial regulator See the FCAC list

Notre-Dame-des-Prairies is one of the Quebec communities covered here, with a 2021 Census population of 9,471, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Notre-Dame-des-Prairies

In the 2021 Census, Notre-Dame-des-Prairies had 9,471 residents. Land area for Notre-Dame-des-Prairies is 18.1 square kilometres in the same census.

That gives a density of 523.3 people per square kilometre, rounded to one decimal place.

By population it ranks 116 among the Quebec places covered here.

Notre-Dame-des-Prairies sits at rank 116 among the 1150 Quebec places here, with 9,471 residents in the 2021 Census.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

For Notre-Dame-des-Prairies, the two census fields above are the only local statistics used anywhere on the page.

At 9,471 residents in the 2021 Census, Notre-Dame-des-Prairies is listed alongside the other covered places in Quebec.

Notre-Dame-des-Prairies sits at rank 116 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Notre-Dame-des-Prairies page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Notre-Dame-des-Prairies, 523.3 people per square kilometre, is calculated from the population and land area above.

Notre-Dame-des-Prairies is one of 1150 covered Quebec places, counted at 9,471 residents with a land area of 18.1 square kilometres.

Notre-Dame-des-Prairies ranks 116 by 2021 Census population among the covered places in Quebec.

Readers comparing Notre-Dame-des-Prairies with another community can use the same four census fields.

Notre-Dame-des-Prairies appears in the census record with 9,471 residents, and the density of 523.3 people per square kilometre follows from it.

Where a figure for Notre-Dame-des-Prairies could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Notre-Dame-des-Prairies is 18.1 square kilometres, and the population is 9,471 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-des-Prairies

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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