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Borrowing in Notre-Dame-du-Portage, Quebec

A guide to borrowing in Notre-Dame-du-Portage, Quebec, with the 2021 Census population of 1,296 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 1,296
Land area 40.1 km²
Provincial regulator See the FCAC list

A loan taken out in Notre-Dame-du-Portage is governed by Quebec's licensing rules, and the 2021 Census counted 1,296 people in the community.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The census figures for Notre-Dame-du-Portage

Notre-Dame-du-Portage recorded a population of 1,296 in Statistics Canada's 2021 Census of Population. Its land area is 40.1 square kilometres.

The calculated density is 32.4 people per square kilometre.

Notre-Dame-du-Portage ranks 563 by population among the Quebec places on this site.

Notre-Dame-du-Portage is one of 1150 places listed for Quebec, ranked 563 by population and measured at 40.1 square kilometres.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Nothing on the Notre-Dame-du-Portage page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Notre-Dame-du-Portage, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Notre-Dame-du-Portage could not be verified, the page names the publisher instead of printing a number.

Notre-Dame-du-Portage appears in the census record with 1,296 residents, and the density of 32.4 people per square kilometre follows from it.

Notre-Dame-du-Portage sits at rank 563 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Notre-Dame-du-Portage with another community can use the same four census fields.

The Notre-Dame-du-Portage page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Notre-Dame-du-Portage, 32.4 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Notre-Dame-du-Portage is 40.1 square kilometres, and the population is 1,296 residents in the 2021 Census.

Notre-Dame-du-Portage is one of 1150 covered Quebec places, counted at 1,296 residents with a land area of 40.1 square kilometres.

Notre-Dame-du-Portage ranks 563 by 2021 Census population among the covered places in Quebec.

At 1,296 residents in the 2021 Census, Notre-Dame-du-Portage is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-du-Portage

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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