Borrowing in Orford, Quebec

Orford, Quebec, recorded a population of 5,007 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Orford

Population for Orford stands at 5,007 in the 2021 Census. Its land area is 136.1 square kilometres.

Dividing population by land area gives 36.8 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 187 in the province.

The place record for Orford covers 136.1 square kilometres and 5,007 residents, a density of 36.8 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The land area recorded for Orford is 136.1 square kilometres, and the population is 5,007 residents in the 2021 Census.

Where a figure for Orford could not be verified, the page names the publisher instead of printing a number.

Readers comparing Orford with another community can use the same four census fields.

At 5,007 residents in the 2021 Census, Orford is listed alongside the other covered places in Quebec.

Orford appears in the census record with 5,007 residents, and the density of 36.8 people per square kilometre follows from it.

Nothing on the Orford page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Orford page follows the same structure as every other place page, with population, land area, density and rank.

For Orford, the two census fields above are the only local statistics used anywhere on the page.

Orford is one of 1150 covered Quebec places, counted at 5,007 residents with a land area of 136.1 square kilometres.

Orford ranks 187 by 2021 Census population among the covered places in Quebec.

The density figure for Orford, 36.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.