Borrowing in Padoue, Quebec

This page covers borrowing in Padoue, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Padoue

Population for Padoue stands at 250 in the 2021 Census. The community covers 66.7 square kilometres of land.

The calculated density is 3.8 people per square kilometre.

Among covered Quebec places, Padoue sits at rank 1090 by population.

Compared with the other 1150 covered Quebec places, Padoue ranks 1090 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A mortgage is registered against the property, which is what gives the lender its claim. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

At 250 residents in the 2021 Census, Padoue is listed alongside the other covered places in Quebec.

The density figure for Padoue, 3.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Padoue page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Padoue could not be verified, the page names the publisher instead of printing a number.

Padoue is one of 1150 covered Quebec places, counted at 250 residents with a land area of 66.7 square kilometres.

Padoue appears in the census record with 250 residents, and the density of 3.8 people per square kilometre follows from it.

The land area recorded for Padoue is 66.7 square kilometres, and the population is 250 residents in the 2021 Census.

The Padoue page follows the same structure as every other place page, with population, land area, density and rank.

For Padoue, the two census fields above are the only local statistics used anywhere on the page.

Padoue sits at rank 1090 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Padoue ranks 1090 by 2021 Census population among the covered places in Quebec.

Readers comparing Padoue with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.