Borrowing in Petit-Saguenay, Quebec

A loan taken out in Petit-Saguenay is governed by Quebec's licensing rules, and the 2021 Census counted 600 people in the community.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Petit-Saguenay

In the 2021 Census, Petit-Saguenay had 600 residents. Statistics Canada lists 329.6 square kilometres of land for the community.

Population divided by land area produces a density of 1.8 people per square kilometre.

Among covered Quebec places, Petit-Saguenay sits at rank 862 by population.

Within Quebec, Petit-Saguenay is place number 862 by population in this census set, at 600 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A mortgage is registered against the property, which is what gives the lender its claim. Joint applications combine two incomes and two sets of obligations in the same assessment.

Nothing on the Petit-Saguenay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Petit-Saguenay ranks 862 by 2021 Census population among the covered places in Quebec.

Readers comparing Petit-Saguenay with another community can use the same four census fields.

The density figure for Petit-Saguenay, 1.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Petit-Saguenay is 329.6 square kilometres, and the population is 600 residents in the 2021 Census.

Petit-Saguenay sits at rank 862 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Petit-Saguenay is one of 1150 covered Quebec places, counted at 600 residents with a land area of 329.6 square kilometres.

Petit-Saguenay appears in the census record with 600 residents, and the density of 1.8 people per square kilometre follows from it.

Where a figure for Petit-Saguenay could not be verified, the page names the publisher instead of printing a number.

The Petit-Saguenay page follows the same structure as every other place page, with population, land area, density and rank.

At 600 residents in the 2021 Census, Petit-Saguenay is listed alongside the other covered places in Quebec.

For Petit-Saguenay, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.