Borrowing in Piedmont, Quebec

A loan taken out in Piedmont is governed by Quebec's licensing rules, and the 2021 Census counted 3,476 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The census figures for Piedmont

Piedmont recorded a population of 3,476 in Statistics Canada's 2021 Census of Population. Land area for Piedmont is 24.4 square kilometres in the same census.

On those two figures, density is 142.7 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Piedmont sits at rank 242 by population.

Piedmont sits at rank 242 among the 1150 Quebec places here, with 3,476 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Readers comparing Piedmont with another community can use the same four census fields.

The Piedmont page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Piedmont, 142.7 people per square kilometre, is calculated from the population and land area above.

For Piedmont, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Piedmont is 24.4 square kilometres, and the population is 3,476 residents in the 2021 Census.

Piedmont is one of 1150 covered Quebec places, counted at 3,476 residents with a land area of 24.4 square kilometres.

Piedmont sits at rank 242 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Piedmont could not be verified, the page names the publisher instead of printing a number.

At 3,476 residents in the 2021 Census, Piedmont is listed alongside the other covered places in Quebec.

Piedmont appears in the census record with 3,476 residents, and the density of 142.7 people per square kilometre follows from it.

Piedmont ranks 242 by 2021 Census population among the covered places in Quebec.

Nothing on the Piedmont page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.