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Borrowing in Pointe-aux-Outardes, Quebec

A guide to borrowing in Pointe-aux-Outardes, Quebec, with the 2021 Census population of 1,434 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 1,434
Land area 75.2 km²
Provincial regulator See the FCAC list

A loan taken out in Pointe-aux-Outardes is governed by Quebec's licensing rules, and the 2021 Census counted 1,434 people in the community.

The census figures for Pointe-aux-Outardes

Population for Pointe-aux-Outardes stands at 1,434 in the 2021 Census. Statistics Canada lists 75.2 square kilometres of land for the community.

That gives a density of 19.1 people per square kilometre, rounded to one decimal place.

The community is the 519th largest place in the province within this census set.

The place record for Pointe-aux-Outardes covers 75.2 square kilometres and 1,434 residents, a density of 19.1 people per square kilometre.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A credit file is compiled by private agencies from information lenders and other creditors report. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Nothing on the Pointe-aux-Outardes page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Pointe-aux-Outardes could not be verified, the page names the publisher instead of printing a number.

At 1,434 residents in the 2021 Census, Pointe-aux-Outardes is listed alongside the other covered places in Quebec.

Pointe-aux-Outardes is one of 1150 covered Quebec places, counted at 1,434 residents with a land area of 75.2 square kilometres.

The land area recorded for Pointe-aux-Outardes is 75.2 square kilometres, and the population is 1,434 residents in the 2021 Census.

Readers comparing Pointe-aux-Outardes with another community can use the same four census fields.

Pointe-aux-Outardes sits at rank 519 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Pointe-aux-Outardes appears in the census record with 1,434 residents, and the density of 19.1 people per square kilometre follows from it.

For Pointe-aux-Outardes, the two census fields above are the only local statistics used anywhere on the page.

The Pointe-aux-Outardes page follows the same structure as every other place page, with population, land area, density and rank.

Pointe-aux-Outardes ranks 519 by 2021 Census population among the covered places in Quebec.

The density figure for Pointe-aux-Outardes, 19.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Pointe-aux-Outardes

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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