Borrowing in Pointe-des-Cascades, Quebec

This page covers borrowing in Pointe-des-Cascades, Quebec: the census facts, the provincial rules, and the products people compare.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pointe-des-Cascades

In the 2021 Census, Pointe-des-Cascades had 1,775 residents. Its land area is 2.7 square kilometres.

Population divided by land area produces a density of 647.8 people per square kilometre.

The community is the 444th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Pointe-des-Cascades ranks 444 by population.

Pointe-des-Cascades ranks 444 by 2021 Census population among the covered places in Quebec.

Pointe-des-Cascades is one of 1150 covered Quebec places, counted at 1,775 residents with a land area of 2.7 square kilometres.

Nothing on the Pointe-des-Cascades page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pointe-des-Cascades sits at rank 444 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Pointe-des-Cascades is 2.7 square kilometres, and the population is 1,775 residents in the 2021 Census.

The Pointe-des-Cascades page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Pointe-des-Cascades could not be verified, the page names the publisher instead of printing a number.

The density figure for Pointe-des-Cascades, 647.8 people per square kilometre, is calculated from the population and land area above.

Pointe-des-Cascades appears in the census record with 1,775 residents, and the density of 647.8 people per square kilometre follows from it.

Readers comparing Pointe-des-Cascades with another community can use the same four census fields.

At 1,775 residents in the 2021 Census, Pointe-des-Cascades is listed alongside the other covered places in Quebec.

For Pointe-des-Cascades, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.