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Borrowing in Price, Quebec

How borrowing works in Price, Quebec, where the 2021 Census counted 1,729 residents.

Province Quebec (QC)
Population, 2021 Census 1,729
Land area 2.5 km²
Provincial regulator See the FCAC list

Price, Quebec, recorded a population of 1,729 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Price

Price recorded a population of 1,729 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 2.5 square kilometres of land for the community.

That gives a density of 688.8 people per square kilometre, rounded to one decimal place.

The community is the 459th largest place in the province within this census set.

Price sits at rank 459 among the 1150 Quebec places here, with 1,729 residents in the 2021 Census.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Where a figure for Price could not be verified, the page names the publisher instead of printing a number.

Readers comparing Price with another community can use the same four census fields.

For Price, the two census fields above are the only local statistics used anywhere on the page.

Price is one of 1150 covered Quebec places, counted at 1,729 residents with a land area of 2.5 square kilometres.

Nothing on the Price page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Price is 2.5 square kilometres, and the population is 1,729 residents in the 2021 Census.

The density figure for Price, 688.8 people per square kilometre, is calculated from the population and land area above.

The Price page follows the same structure as every other place page, with population, land area, density and rank.

Price appears in the census record with 1,729 residents, and the density of 688.8 people per square kilometre follows from it.

Price ranks 459 by 2021 Census population among the covered places in Quebec.

At 1,729 residents in the 2021 Census, Price is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Price

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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