Borrowing in Racine, Quebec

Racine is one of the Quebec places covered here, with 1,340 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Racine

1,340 people were counted in Racine in the 2021 Census. 105.6 square kilometres of land are attributed to Racine.

Dividing population by land area gives 12.7 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 547 in the province.

The place record for Racine covers 105.6 square kilometres and 1,340 residents, a density of 12.7 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A mortgage is registered against the property, which is what gives the lender its claim.

For Racine, the two census fields above are the only local statistics used anywhere on the page.

At 1,340 residents in the 2021 Census, Racine is listed alongside the other covered places in Quebec.

Racine appears in the census record with 1,340 residents, and the density of 12.7 people per square kilometre follows from it.

Racine ranks 547 by 2021 Census population among the covered places in Quebec.

Racine is one of 1150 covered Quebec places, counted at 1,340 residents with a land area of 105.6 square kilometres.

Readers comparing Racine with another community can use the same four census fields.

The land area recorded for Racine is 105.6 square kilometres, and the population is 1,340 residents in the 2021 Census.

Racine sits at rank 547 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Racine, 12.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Racine could not be verified, the page names the publisher instead of printing a number.

Nothing on the Racine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Racine page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.