Borrowing in Rivière-du-Loup, Quebec

Rivière-du-Loup is one of the Quebec places covered here, with 20,118 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

The census figures for Rivière-du-Loup

20,118 people were counted in Rivière-du-Loup in the 2021 Census. Land area for Rivière-du-Loup is 83.7 square kilometres in the same census.

That gives a density of 240.2 people per square kilometre, rounded to one decimal place.

Rivière-du-Loup ranks 57 by population among the Quebec places on this site.

Rivière-du-Loup is one of 1150 places listed for Quebec, ranked 57 by population and measured at 83.7 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

For Rivière-du-Loup, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Rivière-du-Loup page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Rivière-du-Loup with another community can use the same four census fields.

Rivière-du-Loup is one of 1150 covered Quebec places, counted at 20,118 residents with a land area of 83.7 square kilometres.

Rivière-du-Loup appears in the census record with 20,118 residents, and the density of 240.2 people per square kilometre follows from it.

Rivière-du-Loup sits at rank 57 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Rivière-du-Loup is 83.7 square kilometres, and the population is 20,118 residents in the 2021 Census.

Rivière-du-Loup ranks 57 by 2021 Census population among the covered places in Quebec.

The density figure for Rivière-du-Loup, 240.2 people per square kilometre, is calculated from the population and land area above.

The Rivière-du-Loup page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Rivière-du-Loup could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.