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Borrowing in Roberval, Quebec

A guide to borrowing in Roberval, Quebec, with the 2021 Census population of 9,840 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 9,840
Land area 151.4 km²
Provincial regulator See the FCAC list

Roberval is one of the Quebec places covered here, with 9,840 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Roberval

9,840 people were counted in Roberval in the 2021 Census. The census records a land area of 151.4 square kilometres for Roberval.

The calculated density is 65.0 people per square kilometre.

The 2021 Census population places it at rank 111 in the province.

The place record for Roberval covers 151.4 square kilometres and 9,840 residents, a density of 65.0 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

For Roberval, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Roberval is 151.4 square kilometres, and the population is 9,840 residents in the 2021 Census.

Where a figure for Roberval could not be verified, the page names the publisher instead of printing a number.

At 9,840 residents in the 2021 Census, Roberval is listed alongside the other covered places in Quebec.

Roberval appears in the census record with 9,840 residents, and the density of 65.0 people per square kilometre follows from it.

Readers comparing Roberval with another community can use the same four census fields.

Roberval is one of 1150 covered Quebec places, counted at 9,840 residents with a land area of 151.4 square kilometres.

The Roberval page follows the same structure as every other place page, with population, land area, density and rank.

Roberval sits at rank 111 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Roberval ranks 111 by 2021 Census population among the covered places in Quebec.

Nothing on the Roberval page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Roberval, 65.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Roberval

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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