Borrowing in Saint-Adelphe, Quebec

Saint-Adelphe is one of the Quebec places covered here, with 922 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Saint-Adelphe

Saint-Adelphe recorded a population of 922 in Statistics Canada's 2021 Census of Population. Its land area is 137.1 square kilometres.

On those two figures, density is 6.7 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 696 within this data set.

Compared with the other 1150 covered Quebec places, Saint-Adelphe ranks 696 by population.

Saint-Adelphe appears in the census record with 922 residents, and the density of 6.7 people per square kilometre follows from it.

Saint-Adelphe ranks 696 by 2021 Census population among the covered places in Quebec.

Saint-Adelphe is one of 1150 covered Quebec places, counted at 922 residents with a land area of 137.1 square kilometres.

Readers comparing Saint-Adelphe with another community can use the same four census fields.

The land area recorded for Saint-Adelphe is 137.1 square kilometres, and the population is 922 residents in the 2021 Census.

Nothing on the Saint-Adelphe page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Adelphe, the two census fields above are the only local statistics used anywhere on the page.

At 922 residents in the 2021 Census, Saint-Adelphe is listed alongside the other covered places in Quebec.

Saint-Adelphe sits at rank 696 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Adelphe page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Adelphe, 6.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Adelphe could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.