Borrowing in Saint-Adolphe-d'Howard, Quebec

Saint-Adolphe-d'Howard is one of the Quebec communities covered here, with a 2021 Census population of 3,824, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Saint-Adolphe-d'Howard

Statistics Canada's 2021 Census gives Saint-Adolphe-d'Howard a population of 3,824. The census records a land area of 135.8 square kilometres for Saint-Adolphe-d'Howard.

On those two figures, density is 28.2 residents per square kilometre when rounded to one decimal place.

By population it ranks 225 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, Saint-Adolphe-d'Howard ranks 225 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Joint applications combine two incomes and two sets of obligations in the same assessment. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Saint-Adolphe-d'Howard sits at rank 225 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Adolphe-d'Howard, 28.2 people per square kilometre, is calculated from the population and land area above.

For Saint-Adolphe-d'Howard, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Adolphe-d'Howard with another community can use the same four census fields.

Saint-Adolphe-d'Howard is one of 1150 covered Quebec places, counted at 3,824 residents with a land area of 135.8 square kilometres.

Saint-Adolphe-d'Howard appears in the census record with 3,824 residents, and the density of 28.2 people per square kilometre follows from it.

Where a figure for Saint-Adolphe-d'Howard could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Adolphe-d'Howard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Adolphe-d'Howard is 135.8 square kilometres, and the population is 3,824 residents in the 2021 Census.

At 3,824 residents in the 2021 Census, Saint-Adolphe-d'Howard is listed alongside the other covered places in Quebec.

Saint-Adolphe-d'Howard ranks 225 by 2021 Census population among the covered places in Quebec.

The Saint-Adolphe-d'Howard page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.