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Borrowing in Saint-Albert, Quebec

Saint-Albert is one of the Quebec communities covered here, with 1,640 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 1,640
Land area 69.4 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Albert is governed by Quebec's licensing rules, and the 2021 Census counted 1,640 people in the community.

The census figures for Saint-Albert

1,640 people were counted in Saint-Albert in the 2021 Census. Statistics Canada lists 69.4 square kilometres of land for the community.

That gives a density of 23.6 people per square kilometre, rounded to one decimal place.

Saint-Albert ranks 477 by population among the Quebec places on this site.

Within Quebec, Saint-Albert is place number 477 by population in this census set, at 1,640 residents.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

At 1,640 residents in the 2021 Census, Saint-Albert is listed alongside the other covered places in Quebec.

Where a figure for Saint-Albert could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Albert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Albert is one of 1150 covered Quebec places, counted at 1,640 residents with a land area of 69.4 square kilometres.

For Saint-Albert, the two census fields above are the only local statistics used anywhere on the page.

Saint-Albert sits at rank 477 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint-Albert is 69.4 square kilometres, and the population is 1,640 residents in the 2021 Census.

The density figure for Saint-Albert, 23.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Albert with another community can use the same four census fields.

Saint-Albert ranks 477 by 2021 Census population among the covered places in Quebec.

The Saint-Albert page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Albert

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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