Borrowing in Saint-Anaclet-de-Lessard, Quebec

Saint-Anaclet-de-Lessard, Quebec, recorded a population of 3,019 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Anaclet-de-Lessard

The 2021 Census counted 3,019 residents in Saint-Anaclet-de-Lessard. Land area for Saint-Anaclet-de-Lessard is 126.4 square kilometres in the same census.

The arithmetic gives 23.9 people per square kilometre.

Its provincial population rank is 273 within this data set.

Within Quebec, Saint-Anaclet-de-Lessard is place number 273 by population in this census set, at 3,019 residents.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Saint-Anaclet-de-Lessard sits at rank 273 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Anaclet-de-Lessard ranks 273 by 2021 Census population among the covered places in Quebec.

The Saint-Anaclet-de-Lessard page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Anaclet-de-Lessard with another community can use the same four census fields.

The land area recorded for Saint-Anaclet-de-Lessard is 126.4 square kilometres, and the population is 3,019 residents in the 2021 Census.

The density figure for Saint-Anaclet-de-Lessard, 23.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Anaclet-de-Lessard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Anaclet-de-Lessard is one of 1150 covered Quebec places, counted at 3,019 residents with a land area of 126.4 square kilometres.

At 3,019 residents in the 2021 Census, Saint-Anaclet-de-Lessard is listed alongside the other covered places in Quebec.

Saint-Anaclet-de-Lessard appears in the census record with 3,019 residents, and the density of 23.9 people per square kilometre follows from it.

For Saint-Anaclet-de-Lessard, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.