Borrowing in Saint-Anselme, Quebec

A loan taken out in Saint-Anselme is governed by Quebec's licensing rules, and the 2021 Census counted 4,047 people in the community.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The census figures for Saint-Anselme

4,047 people were counted in Saint-Anselme in the 2021 Census. Land area for Saint-Anselme is 74.2 square kilometres in the same census.

Dividing population by land area gives 54.5 residents per square kilometre, rounded to one decimal place.

Saint-Anselme ranks 215 by population among the Quebec places on this site.

Saint-Anselme therefore appears at rank 215 of 1150 covered Quebec places, with a density of 54.5 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Nothing on the Saint-Anselme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 4,047 residents in the 2021 Census, Saint-Anselme is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Anselme is 74.2 square kilometres, and the population is 4,047 residents in the 2021 Census.

Saint-Anselme ranks 215 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Anselme with another community can use the same four census fields.

Saint-Anselme sits at rank 215 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Anselme page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Anselme, 54.5 people per square kilometre, is calculated from the population and land area above.

For Saint-Anselme, the two census fields above are the only local statistics used anywhere on the page.

Saint-Anselme is one of 1150 covered Quebec places, counted at 4,047 residents with a land area of 74.2 square kilometres.

Where a figure for Saint-Anselme could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.