Borrowing in Saint-Augustin, Quebec

Saint-Augustin, Quebec, recorded a population of 425 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Saint-Augustin

Saint-Augustin recorded a population of 425 in Statistics Canada's 2021 Census of Population. The census records a land area of 1137.7 square kilometres for Saint-Augustin.

On those two figures, density is 0.4 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 976 within this data set.

Saint-Augustin therefore appears at rank 976 of 1150 covered Quebec places, with a density of 0.4 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Saint-Augustin is one of 1150 covered Quebec places, counted at 425 residents with a land area of 1137.7 square kilometres.

Where a figure for Saint-Augustin could not be verified, the page names the publisher instead of printing a number.

Saint-Augustin sits at rank 976 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 425 residents in the 2021 Census, Saint-Augustin is listed alongside the other covered places in Quebec.

Saint-Augustin appears in the census record with 425 residents, and the density of 0.4 people per square kilometre follows from it.

Readers comparing Saint-Augustin with another community can use the same four census fields.

Nothing on the Saint-Augustin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Augustin is 1137.7 square kilometres, and the population is 425 residents in the 2021 Census.

For Saint-Augustin, the two census fields above are the only local statistics used anywhere on the page.

Saint-Augustin ranks 976 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Augustin, 0.4 people per square kilometre, is calculated from the population and land area above.

The Saint-Augustin page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.