Borrowing in Saint-Augustin-de-Woburn, Quebec

A loan taken out in Saint-Augustin-de-Woburn is governed by Quebec's licensing rules, and the 2021 Census counted 667 people in the community.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Saint-Augustin-de-Woburn

Statistics Canada's 2021 Census gives Saint-Augustin-de-Woburn a population of 667. The census records a land area of 281.1 square kilometres for Saint-Augustin-de-Woburn.

That gives a density of 2.4 people per square kilometre, rounded to one decimal place.

The community is the 826th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Augustin-de-Woburn ranks 826 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Where a figure for Saint-Augustin-de-Woburn could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Augustin-de-Woburn, 2.4 people per square kilometre, is calculated from the population and land area above.

For Saint-Augustin-de-Woburn, the two census fields above are the only local statistics used anywhere on the page.

Saint-Augustin-de-Woburn appears in the census record with 667 residents, and the density of 2.4 people per square kilometre follows from it.

The land area recorded for Saint-Augustin-de-Woburn is 281.1 square kilometres, and the population is 667 residents in the 2021 Census.

At 667 residents in the 2021 Census, Saint-Augustin-de-Woburn is listed alongside the other covered places in Quebec.

Readers comparing Saint-Augustin-de-Woburn with another community can use the same four census fields.

Saint-Augustin-de-Woburn is one of 1150 covered Quebec places, counted at 667 residents with a land area of 281.1 square kilometres.

Nothing on the Saint-Augustin-de-Woburn page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Augustin-de-Woburn page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Augustin-de-Woburn sits at rank 826 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Augustin-de-Woburn ranks 826 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.