Borrowing in Saint-Barnabé-Sud, Quebec

A loan taken out in Saint-Barnabé-Sud is governed by Quebec's licensing rules, and the 2021 Census counted 962 people in the community.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A credit file is compiled by private agencies from information lenders and other creditors report. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Saint-Barnabé-Sud

Saint-Barnabé-Sud recorded a population of 962 in Statistics Canada's 2021 Census of Population. The census records a land area of 57.2 square kilometres for Saint-Barnabé-Sud.

The arithmetic gives 16.8 people per square kilometre.

Among covered Quebec places, Saint-Barnabé-Sud sits at rank 672 by population.

Saint-Barnabé-Sud is one of 1150 places listed for Quebec, ranked 672 by population and measured at 57.2 square kilometres.

The land area recorded for Saint-Barnabé-Sud is 57.2 square kilometres, and the population is 962 residents in the 2021 Census.

Saint-Barnabé-Sud ranks 672 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Barnabé-Sud could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Barnabé-Sud, 16.8 people per square kilometre, is calculated from the population and land area above.

Saint-Barnabé-Sud appears in the census record with 962 residents, and the density of 16.8 people per square kilometre follows from it.

For Saint-Barnabé-Sud, the two census fields above are the only local statistics used anywhere on the page.

At 962 residents in the 2021 Census, Saint-Barnabé-Sud is listed alongside the other covered places in Quebec.

Nothing on the Saint-Barnabé-Sud page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Barnabé-Sud is one of 1150 covered Quebec places, counted at 962 residents with a land area of 57.2 square kilometres.

Readers comparing Saint-Barnabé-Sud with another community can use the same four census fields.

Saint-Barnabé-Sud sits at rank 672 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.