Borrowing in Saint-Benjamin, Quebec

A loan taken out in Saint-Benjamin is governed by Quebec's licensing rules, and the 2021 Census counted 1,090 people in the community.

The census figures for Saint-Benjamin

The 2021 Census counted 1,090 residents in Saint-Benjamin. Its land area is 111.5 square kilometres.

Dividing population by land area gives 9.8 residents per square kilometre, rounded to one decimal place.

Saint-Benjamin ranks 624 by population among the Quebec places on this site.

The place record for Saint-Benjamin covers 111.5 square kilometres and 1,090 residents, a density of 9.8 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Readers comparing Saint-Benjamin with another community can use the same four census fields.

The density figure for Saint-Benjamin, 9.8 people per square kilometre, is calculated from the population and land area above.

Saint-Benjamin ranks 624 by 2021 Census population among the covered places in Quebec.

At 1,090 residents in the 2021 Census, Saint-Benjamin is listed alongside the other covered places in Quebec.

Saint-Benjamin appears in the census record with 1,090 residents, and the density of 9.8 people per square kilometre follows from it.

Saint-Benjamin is one of 1150 covered Quebec places, counted at 1,090 residents with a land area of 111.5 square kilometres.

Nothing on the Saint-Benjamin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Benjamin could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Benjamin is 111.5 square kilometres, and the population is 1,090 residents in the 2021 Census.

Saint-Benjamin sits at rank 624 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Benjamin page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Benjamin, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.